Services and Fees
| Services | Debt Solutions |
| Debt Amount | Over $20,000 |
| Terms | 20-48 months on average* |
| Provider Type | Direct online provider |
| Good For | Clients struggling with Credit Card Debt |
How to Apply
When it comes to applying for the services of Americor, the website does not offer too much information. However, it seems that the first thing that a possible client needs to do is to enter their amount of debt along with their personal details and wait for a representative to contact them via phone. If everything is fine, the company will open a special account in your name where you will need to make payments and stop making payments to your creditors. Once a settlement is reached, you will need to agree to it, pay the fee which represents a certain percentage of the total settled debt, and that’s all. Usually, the turnaround time for the entire debt consolidation process varies between 24 and 48 months.
Requirements
Americor does not have a lot of eligibility requirements when it comes to the services they offer. You need to be of legal age, a US citizen, to be located in one of the states where the company is available, and have a minimum debt of at least $10,000. Other than that, there is nothing else to pay attention to in terms of requirements.
Privacy and Security
Americor offers all the standard security measures when it comes to your data and finances. Its overall online reputation is positive, especially considering the multitude of accreditations it holds. It has an A+ rating from the Better Business Bureau and an excellent rating on TrustPilot with 4.8 stars and 5,342 reviews. The website’s privacy policy page explains everything you should know about the level of security that the company offers.
Highlights
When it comes to the fee that you will eventually need to pay, Americor usually charges 25% of the total settled amount which you will pay at the end of the turnaround time. An interesting highlight is that according to the company, on average, its clients can save up to 50% when using its services. Obviously, this percentage depends on a multitude of details and shouldn’t be taken as it is.
Services
Americor offers debt consolidation and debt settlement services that include unsecured debt such as credit card, hospital, medical, and overdue rent along with personal and business debts.
Help & Support
There are a lot of ways in which clients can contact Americor. New clients can send an e-mail at info@americor.com while existing ones can send one at cs@americor.com. They can also call at 866-333-8686 or fax at 800-536-2207. The consultation hours for new clients are Monday to Friday from 6 AM to 7 PM PST and Saturday from 6 AM to 5 PM PST. The normal client service hours are Monday to Friday from 7 AM to 6 PM PST. Unfortunately, weekend support is not available in this case. It’s worth noting that there have been complaints concerning the Americor customer support system and its availability. A lot of former clients have said that it’s extremely difficult to actually get someone to talk to you and solve your issues.
Summary
To wrap it all up, Americor is yet another debt consolidation-focused company that aims to help people pay their debts. It is not that different than most of its competitors but it does offer a wide range of services and some other interesting benefits. However, the fact that its website lacks a lot of useful info such as the precise fees, a step-by-step application process, and other useful info might make some people turn their attention to other companies instead. Is Americor worth checking out? Absolutely! It is the golden standard for debt consolidation companies in the US. Not at all!
Physical Address
18200 Von Karman Ave, Suite 600, Irvine, CA 92612
Sandra Ellis reviewed
"Joe Mudd was professional, courteous, and helpful. he walked me thru every detail, and explained each step. He gave me much trust and confidence in..."