Quick stats about Achieve
Debt resolved: Over $16 billion*.
Clients since 2002: Over 850,000*.
Industry ratings:
- TrustScore average of 4.5/5 on Trustpilot.
- BBB Accredited with an A+ grade.
Get rid of debt in as little as 24 - 48 months:
● Over 60% of clients get their first settlement within 3 months*.
Monthly program deposit: Average of $438***.
Enrolled debt per member: Average of $25,320*.
Services and Fees
● Services - Achieve reduces and resolves unsecured debt by working with creditors directly on their member’s behalf.
● Prepayment fee - No prepayment fee.
● Prepayment -Achieve doesn’t collect any fees until settling each debt. If your total program settlement cost is more than the total amount of debt you enroll in our program, Achieve will refund you the difference from the collected fees, up to 100%.
● Program fees-Range between 15-25% of the amount of enrolled debt to be resolved. Rates may vary depending on the member’s residence.
The Process
Here's a concise breakdown of how Achieve Resolution works:
- Website Form: Start the process by visiting the Achieve Resolution's website. Fill out a form with your details, and they'll reach out to you.
- Evaluation: After you're contacted, initiate a free debt evaluation. Discuss your debt and income details.
- Personalized Plan: Following the evaluation and if eligible, Achieve will craft a tailored plan that aligns with your financial situation.
- Negotiation Team: Rely on Achieve's expert team to manage negotiations with your creditors on your behalf.
- Direct Payments: Make regular monthly deposits into a dedicated account you own and control. Payments from this account are sent directly to your creditors.
- Debt Reduction: As your account balance grows, Achieve Resolution negotiates with creditors to reduce your overall debt.
- Approval Process: When settlement agreements are reached, you'll review and approve the offers.
- Debt Payment: Approved settlements lead to payments that are sent directly to your creditors from your account.
- Debt Resolution: As this process repeats for all your debts, you make your way towards becoming free of the enrolled debt.
- Program Assurance: Achieve Resolution stands by their program with no upfront fees. They only get paid when your debts are successfully settled, you approve that settlement, and the first payment has been made.
- Program Guarantee**: If your total program settlement cost is more than the total amount of debt you enroll in our program, Achieve will refund you the difference from the collected fees, up to 100%.
Highlights
- Tailored Solutions: Achieve Resolution's standout approach involves personalized plans for each member, considering their unique financial situation and goals.
- Proven Expertise: With a dedicated team of over 550 debt consultants and 200+ negotiators, Achieve Resolution boasts a remarkable record of resolving over $16 billion in debt for 850,000+ clients since 2002. Their direct negotiations with creditors leads to quicker debt resolution than minimum payments.
- Confidence in Results: The company's program guarantee reflects their confidence. If your total program settlement cost is more than the total amount of debt you enroll in their program, They’ll refund you the difference from the collected fees, up to 100% .
- Legal Partner Network: Setting itself apart, Achieve Resolution partners with a specialized Legal Partner Network. If a creditor sues, these attorneys negotiate settlements, enhancing the debt resolution process with legal expertise.
- Client-Centric Digital Hub: The online client dashboard revolutionizes engagement, allowing 24/7 progress tracking, constant customer service interaction, and access to enriching financial resources.
Help and Support
The best way to reach their Member Services team is to call one of the phone numbers displayed on the official website.
Certified Debt Consultants are available at Mon-Fri 8 AM to 11 PM ET and Sat-Sun 9 AM to 9 PM ET.
Customer Service Representatives are available at Mon-Thru 8 AM to 9PM ET, Fri 8 AM to 8 PM ET, Sat-Sun 10 AM to 8 PM ET.
Summary
To wrap it all up, Achieve Debt Resolution makes sense if you are in need of a customizable debt relief solution.
Address
2114 E Freedom way,
Tempe, AZ 85288
Disclaimers
Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states, including New Jersey, and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.
*Statistics reflect the results of the members we and our affiliates have served since 2002 (as of Sep 2023).
**This guarantee takes effect when you graduate the program—or even if you leave before graduating. When you exit the program, we’ll use the combined total of all the debts you enrolled and settled and the fees you paid to us to calculate your eligibility for a refund.
***This average is based on historical client data of an average enrolled balance of $25,320
resolved over an average period of 43 months.