Service & Fees
| Services | Negotiates Your Debt |
| Debt Amount | Over $20,000 |
| Terms | 24-48 months on average* |
| Provider Type | Direct online provider |
| Good For | Clients struggling with Credit Card Debt |
Features
It's also important to know that FDR will charge fees for its services, ranging between 15% and 25% of the total enrolled debt, and may vary from state to state. According to the company, over 60% of clients get their first debt settled within 3 months of making their first full deposit.
How to Check Eligibility
Checking for eligibility for your debt solution from FDR is easy. The first thing that you will need to do is to talk on the phone with a certified debt consultant from their team. After you provide the necessary information to the consultant and if you are eligible, the company will provide you with a personalized debt solution plan.
Mortgage, car, or federal student loan debts are not eligible; Must live in a valid state. The program is not available in all US states, and fees may vary from state to state (the full list is on the official webpage).
Privacy & Security
FDR is one of the largest debt solution providers in the United States, with positive reviews from people who have gotten rid of debt with their help. It’s also important to know that your personal data is safe with them. Besides that, their official website looks great, works well, and is easy to navigate in order to find out all the important details of their program. The company also has an Excellent rating on TrustPilot with 4.5 stars and over 35,000 reviews.
Help & Support
There are two phone numbers where FDR can be contacted. One is for their clients (800-655-6303) while the other is for everyone else (800-230-1553). Their debt consultants are available Monday to Friday from 8 AM to 11 PM EST and Saturday to Sunday from 9 AM to 9 PM EST. Customer service is available Monday to Friday from 8 AM to 9 PM EST and Saturday to Sunday from 10 AM to 8 PM EST.
Summary
In conclusion, FDR is the biggest debt solution company in the United States, but that doesn’t make it a good idea for everyone. While this company offers attractive benefits, it also charges large fees, and participation in the program may result in a decrease in a consumer’s credit score. The choice is, ultimately, yours.
Contact Address
PO Box 2330
Phoenix, AZ 85002-2330
* Estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients complete their program for various reasons, including their ability to save sufficient funds. C.P.D. Reg. No. T.S. 12-03825.
Disclaimer
Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice or credit repair services. Our service is not available in all states, including New Jersey, and our fees may vary from state to state. Please contact a tax professional to discuss the potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors, and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825

Ammy Tapla reviewed
"Financial Freedom helped me get back on track and for that I will forever be thankful. I care about my credit score but I don't need to use it..."