Freedom DR Review:

Service & Fees

Features

It's also important to know that Freedom DR will charge fees for its services, ranging between 15% and 25% of the total enrolled debt, and may vary from state to state. According to the company, Over 60% of clients  get their first debt settled in the first 3 month of enrollment. Obviously, this is a general time frame that can extend by a lot depending on the type\amount of debt enrolled in the program and your ability to deposit funds into your dedicated account. 

How to Check Eligibility

Checking for eligibility for your debt solution on Freedom DR is quite easy. The first thing that you will need to do before signing up for their services is to talk on the phone with a certified debt consultant from their team. After you offer all the necessary information to the consultant, the company will provide you with a personalized debt solution plan. That is the moment when you will voluntarily stop paying your debt and instead start funding your dedicated account used to complete your FDR program.

Once your account has enough funds, the company will start negotiating with your creditors on your behalf. Most of the time, this process begins four to six months after signing up. Once an agreement is reached, you will have to approve the amount. After that, the money from your dedicated account will go to the creditors as debt payment. If you have multiple debts, this entire process will be repeated until all enrolled debts have been paid off.

Requirements

Mortgage, car, or federal student loan debts are not eligible; Must live in a valid state. Program is not available in all US states and fees may vary from state to state (the full list is on the official webpage).

Privacy & Security

Freedom DR is the largest debt solution provider in the United States with mostly positive reviews from people who have gotten rid of debt with their help. It’s also important to know that your personal data is safe with them. Besides that, their official website looks great, works well, and certainly easy to navigate in order to find out all the important details of their program. The company also has an Excellent rating on TrustPilot with 4.5 stars and over 35,000 reviews.

Help & Support

There are two phone numbers where Freedom DR can be contacted. One is for their clients (800-655-6303) while the other is for everyone else (800-230-1553).  Their debt consultants are available Monday to Friday from 8 AM to 11 PM EST and Saturday to Sunday from 9 AM to 9 PM EST. Customer service is available Monday to Friday from 8 AM to 9 PM EST and Saturday to Sunday from 10 AM to 8 PM EST.

Summary

In conclusion, Freedom DR is the biggest debt solution company in the United States but that doesn’t make it a good idea for everyone. While this company offers attractive benefits, it also charges large fees and participation in the program may result in a decrease in a consumer’s credit score. The choice is, ultimately, yours.

Contact Address

PO Box 2330

Phoenix, AZ 85002-2330
 

* Estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients complete their program for various reasons, including their ability to save sufficient funds. C.P.D. Reg. No. T.S. 12-03825.

Disclaimer
 

Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors, or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states, including New Jersey, and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825 

It's also important to know that Freedom DR will charge fees for its services, ranging between 15% and 25% of the total enrolled debt, and may vary from state to state. According to the company, Over 60% of clients  get their first debt settled in the first 3 month of enrollment. Obviously, this is a general time frame that can extend by a lot depending on the type\amount of debt enrolled in the program and your ability to deposit funds into your dedicated account. 

** Statistics reflect the results of the members we and our affiliates have served since 2002 (as of January 2025)