JG Wentworth Review

About JG Wentworth

Founded in 1991, JG Wentworth is a Pennsylvania-based financial services company that quickly made a name for itself. Television viewers may remember JG Wentworth’s popular tagline: “It’s my money, and I need it now!”

Initially, JG Wentworth focused primarily on purchasing long-term, structured financial vehicles in exchange for lump-sum payouts. The company has since expanded its services to include debt solutions.

What Does JG Wentworth Offer?

JG Wentworth offers debt solutions through a solution program. The program is designed for people who owe money to multiple creditors, usually at differing and relatively high interest rates. The program allows JG Wentworth to connect with creditors on your behalf to lower your debt owed while making one, affordable monthly payment.

JG Wentworth doesn’t generalize about its program terms or savings. So, the exact terms and conditions and amount of savings will vary from person to person. In order to get specific information, you’ll want to complete a brief online form.

What Are the Eligibility Requirements?

JG Wentworth offers solutions to people with at least $10,000 in credit card debt. The company works with a large range of debt amounts. Eligible debt types covered are credit card debt, medical debt, personal loan debt and private student loan debt. Some examples of non-eligible debts are car loans, mortgages, federal student loans, or back taxes.

Where Does JG Wentworth Operate?

As of November 2021, JG Wentworth is available in 31 U.S. states and jurisdictions:

• Alabama
• Alaska
• Arizona
• Arkansas
• California
• Colorado
• Florida
• Idaho
• Indiana
• Iowa
• Kentucky
• Louisiana
• Maryland
• Massachusetts
• Michigan
• Mississippi
• Missouri
• Montana
• Nebraska
• New Mexico
• New York
• North Carolina
• Oklahoma
• Pennsylvania
• South Dakota
• Texas
• Tennessee
• Utah
• Virginia
• Washington D.C.
• Wisconsin

What To Expect on the Site

In order to get started, complete the brief online form on JG Wentworth’s website so the company can begin understanding your situation, the online form will ask a few questions:

• How much debt are you carrying?
• Where do you live?
• What’s your name and contact information?

After that, a JG Wentworth Certified Debt Specialist will contact you to present your personalized options.

Pricing

There aren’t any upfront fees. Instead, JG Wentworth earns commission-based fees, which are calculated based on your enrolled debt amount. Fees are only collected once a debt has been.

What People Are Saying About JG Wentworth

On Trustpilot, JG Wentworth enjoys a very positive score. As of November 2021, J.G. Wentworth has a Trustpilot rating of 4.8 out of 5 stars based on over 1,000 customer reviews:

• 80% of customer reviews give the company 5 out of 5 stars
• 87% of customer reviews give the company at least 4 out of 5 stars

Additionally, JG Wentworth has been accredited by the Better Business Bureau since 1996, giving the company a long track record of reliability. Furthermore, JG Wentworth has an A+ BBB rating.

JG Wentworth is a member of multiple accrediting agencies, including:

• American Fair Credit Council
• United States Chamber of Commerce
• International Association of Professional Debt Arbitrators

The Bottom Line

If you’re looking to reduce your debt, then JG Wentworth’s program may be right for you. The company is well-established, as evidenced by its BBB, AFCC, and IAPDA accreditations.

So, as you consider debt solutions JG Wentworth is worth exploring given the company’s strong reputation.